Friday, October 7, 2011

The math of starting a business in Britain: Central Banks Step Up Battle to Contain Crisis - WSJ.com

Central Banks Step Up Battle to Contain Crisis - WSJ.com

The math of starting a business in Britain:

Borrow 1,000,000 pounds. Payback loan in 5 years.

Business Profits = ?

Well, the direct equity to be paid back per year would be (1m/5 ) 200,000.

Since this would be subject to tax (at 50%), then just to pay back the loan, the borrower would have to earn 400,000 (that is before any money for living expenses).

So for 1 million in borrowing, the business would have to generate 400,000 per year to pay it back in 5 years.

Gee - how many businesses can generate that kind of return - before of course any profits to the investor or entrepreneur?

No comments:

Post a Comment